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Elon Musk finally launches X Money. What could possibly go wrong?

One Place News
Technology & AI
July 29, 2026
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Imagine you’re an X user who’s actually excited to make the app your primary payments app after X Money finally launched Monday, after years of delays, for US Premium and Premium+ subscribers.

You transfer funds and set things up so that your paychecks automatically deposit to X, where you expect to receive cashback rewards and a high annual yield of 6 percent on your funds—a rate that’s genuinely competitive with some banks.

But once you’ve put your money in the app, you realize that X Money has a lot of limitations. Most glaringly, you can currently only send peer-to-peer payments to other X users who have access to X Money and are 18 and older.

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